Does Pet Insurance Cover End of Life Expenses? Call: (844) 696-1407. 1. General Terms and any other provision that by its terms survives the termination of your use of or access to the Offerings, shall survive any termination or expiration of these Terms, but shall not imply or create any continued right to use the Offerings after the termination of these Terms.5.6 Legal Fees. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones wont be covered. Spot Pet Insurance Logo, Copyright 2023. Spot offers coverages for cats and dogs for either accident-only policies or accident and illness policies. By entering this Sweepstakes, each Entrant agrees to be bound by these Official Rules and by the decisions of the Sponsor and its judges and agents, which are final and binding in all matters relating to the Sweepstakes. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). Have a pet insurance with Spot? IN ADDITION, YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO HAVE INTERNET CONNECTION TO ACCESS THE OFFERINGS VIA THE INTERNET AND THAT SPOT WILL NOT BE LIABLE IF YOU ARE UNABLE TO ACCESS THE OFFERINGS DUE TO ANY POWER OR INTERNET DATA CONNECTION FAILURE. Visit our homepage and click Members Portal. Save my name, email, and website in this browser for the next time I comment. You can cancel your pet insurance at any time, yet there may be fees involved. There are nearly 4 million cats and dogs insured in . SPOT's Key Attributes. Annual Maximum: $10,000, $20,000 or unlimited. Accident & Illness coverage reimbursements are based on the invoice. Lifelong gamer. This document along with thedeclarationsand any endorsements that are attached are considered to be the entire insurance policy coveringBarney.Wewill use "Policy" going forward to reference all of these documents unlesswemention a specific document thatwewould likeyouto review. All other trademarks not owned by SPOT that appear on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by SPOT. MetLife: All full-time and part-time associates are eligible for pet insurance that protects you from the high cost of care for a sick or injured dog or cat. You can view our sample policy here: https://Spotpetins.com/sample-policy/. % of Medical Expenses. Please consult qualified legal representatives regarding any legal concerns or issues.3.3 No Financial Advice Provided. In the end, you'll likely pay thousands of dollars for insurance if you maintain the policy over the life of your pet. SPOT is an insurance producer licensed in your state. NOTICE TO OHIO APPLICANTS:Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud. IN ADDITION, SPOT DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THE OFFERINGS IS ACCURATE, COMPLETE OR CURRENT, AND IS NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS THEREIN OR FOR ANY ADVERSE CONSEQUENCES RESULTING FROM YOUR RELIANCE ON ANY ASPECT OF THE OFFERINGS. YOU AGREE THAT, BY ENTERING INTO THESE TERMS, YOU AND SPOT ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION. IN NO EVENT SHALL SPOT, OR THE DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS OR REPRESENTATIVES OF SPOT (THE SPOT PARTIES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR DAMAGES OF ANY KIND ARISING OUT OF THE USE OF, ACCESS TO, RELIANCE ON, INABILITY TO USE OR IMPROPER USE OF THE OFFERINGS OR ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES AVAILABLE THEREON (INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, GOODWILL OR REVENUE, BUSINESS INTERRUPTION, OR LOSS OF DATA), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE. Penalties may include imprisonment, fines, or denial of insurance benefits. Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. Accident & Illness coverage reimbursements are based on the invoice. Pumpkin covers some preexisting conditions and more procedures than most pet insurance companies cover. A pre-existing condition is any injury or illness which occurs or shows symptoms before coverage starts or during a waiting period. You choose the coverage level that best meets your needs - from vaccinations and routine care to treatments, surgery, lab fees, and X-rays. Via PetInsurer.com's Secure Website Maximum annual coverage $5,000, $8,000, $10,000, $15,000 or $30,000 Reimbursement choices 70%, 80%, 90% Deductible choices $200, $300, $500, $750, $1,000 2. Void where prohibited. SPOT makes no representation or warranty regarding the Third-Party Services. After comparing 16 leading pet insurance providers, ManyPets received a 4.9 out of 5, while Spot received a 4.7 out of 5. Up to $1,100 cash back for everyday pet care expenses. The winning Entrants are responsible for the reporting and payment of all federal, state and local taxes incurred by the acceptance of the prize. How do I Determine if My Pet Has a Pre-existing Condition? Insurance plans are marketed and produced by Spot Insurance Services, LLC. Can . You agree that you have read, understand, and agree to all terms applicable to you, which are contained herein. A confirmation page will be displayed. You can file a claim online or on the Spot insurance app by clicking the claims icon and uploading a. Depending on the insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the insurer(s) selling the insurance contract or by another third party. SPOTs failure to act on any breach of any provision hereof shall not be construed as a waiver of the enforcement of any provision unless SPOT agrees to such waiver in writing.5.2 Entire Agreement/Severability/Conflict. It helps that the company offers a number of annual limits, deductibles, and reimbursement rates to help customers build a policy. Login to the member portal with your credentials and access your personalized pet insurance portal only on Spot Pet Insurance Member Portal page. Vaccines & checkups. Notable features: Accident and illness coverage; wellness add-on available. 303 Banyan Blvd, Suite 101. How do I cancel Petplan online? The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. The Offerings may contain links to third-party websites, applications, advertisers, services, special offers or other events or activities (collectively Third-Party Services) that are not owned or controlled by SPOT. You can cancel pet insurance at any time. These Terms, together with the Privacy Policy, or any amendments you may enter into with SPOT in connection with the Offerings, shall constitute the entire agreement between you and SPOT concerning the Offerings. SPOT ALSO ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWING IN THE SITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT IMAGES, VIDEO OR AUDIO FROM THE SITE.CERTAIN STATE LAWS MAY NOT PERMIT LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN TYPES OF DAMAGES, AND THUS SOME OR ALL OF THE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS ABOVE MAY NOT APPLY TO YOU.4.3 Arbitration. Clicking the Free Quote button will be deemed to signify your consent to and acceptance of the terms and conditions including the compensation, as disclosed above, that is to be received by the underwriter. Find the right vet at your local PetSmart store. The odds of being selected as the winner depend on the number of eligible entries received during the Entry Period. Yes. Sponsor is not responsible for any incorrect or inaccurate information, whether caused by Web site users or by any of the equipment or programming associated with or used in the Sweepstakes or by any technical or human error that might occur in the processing of Sweepstakes Entries. The options for policyholders include accident-only and accident-and-illness plans, wellness . Spot Pet Insurance. Instead of canceling your policy, consider changing the level of coverage of switching insurers. For additional information, please call to speak with a licensed insurance agent at 1.800.905.1595. NOTICE TO OKLAHOMA APPLICANTS:WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony. Medical records for your pet include doctors notes, laboratory results, and other documentation regarding any of your pets visits to the veterinarian. If you cancel your policy in the first 14 to 30 days after taking out coverage, and if you haven't made any claims, you'll often be entitled to a full refund. Once you have your custom pet insurance policy and have paid your premium on a monthly or annual schedule, you carry on as usual! However, you cant simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. All Rights Reserved 2023 All Insurance FAQ. Get helpful tips in our blog for dogs, puppies, cats, and kittens. If you do not know the exact date of birth of your pet, please use your best estimate based on your pets medical records or shelter/rescue documentation. According to the Canadian Animal Health Institute, around 8.3 million Canadian households have cats and another 8.2 million have dogs, but only 3% of pet owners have pet insurance. Penalties may include imprisonment, fines, denial of insurance and civil damages. If your cat or dog develops a chronic disease, such as diabetes mellitus or hyperthyroidism, while theyre not protected by pet insurance, you wont be eligible for coverage for testing, diagnosis, and ongoing treatment. Can I cancel Petplan at any time? (NPN # 19246385) 2023 United States Fire Insurance Company. 2023 Pawlicy Advisor Inc, All Rights Reserved. Has a 30-day money-back guarantee Covers vet visits and exam fees Plans with the unlimited coverage option are significantly more expensive than plans without this option Has a long 14-day waiting period for accidents Doesn't have weekend customer service availability Rating: Most Customizable Plans 4.4/5 Compare Plans Subject to all federal, state, and local laws. Such goals are typically based on the total amount of certain insurance coverages placed with the insurance underwriter or the overall performance of the policies placed with that insurance underwriter, not on an individual policy basis. 3 Get your money back Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. Founded in 2012, ManyPets offers accident and illness policies for dogs and cats. NOTICE TO CONNECTICUT APPLICANTS: Concealment, fraud. Spot received a score of 91 out of 100 for its customizable and flexible plans, ensuring that pet owners only pay for what their pet needs. We will also need to update the billing portion of the policy to include the new customers preferred payment method prior to processing the policy transfer. Your pets age. . They do not purport to, and shall not be deemed to, define, limit or extend the scope or intent of the clauses to which they pertain.5.5 Survival of Certain Provisions. No aspect of the Offerings is intended to provide, or should be construed as providing, any legal advice of any kind. 5.1 Assignment. Policy form The basics. 4.1 Warranty. When you add preventive care coverage, youll be reimbursed up to the scheduled amount for things that help protect your pet from getting sick. This can cause stress related to your family finances or compromise the quality of veterinary care your canine or feline companion receives. Yes! Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 sponsors this Sweepstakes. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). Note: Appeals may take around 30 days to be reviewed. Deductibles: $100, $250 or $500. You can also call the Petplan Customer Service Centre on 0345 071 8000 or send a written confirmation to: Petplan, Great West House (GW2), Great West Road, Brentford, Middlesex TW8 9DX. Penalties include imprisonment, fines, and denial of insurance benefits.For SPOT Referral Parent Terms and Conditions, click hereSweepstakes Official Rules. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. Subscribe Yes. For all terms and conditions visit spotpetins.com/sample-policy. Their communication and attentiveness have been outstanding and we are very fortunate to be Spot Covered! The pet insurance marketplace endorsed by veterinarians, at Pawlicy Advisor we make buying the best pet insurance easier. The only treatment covered for dental accidents is tooth extractions. California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. By submitting an entry to Sponsor, all Entrants acknowledge and agree that the information that they have provided will be maintained on Spot Pet Insurances server in accordance with their Privacy Policy, COMMUNICATION. More information is available at checkout. You must satisfy your annual deductible before your reimbursements start. NOTICE TO COLORADO APPLICANTS: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. To start the transfer of ownership policy change, please reach out to Customer Service. Phone support is available Monday - Friday, 24h CST. By The Spot Pack June 1, 2022 Stay in Touch Get pupdates from the pack. In all events, the sole maximum liability of Sponsor and its affiliates shall be limited to any of the prize(s) set forth herein. You're reimbursed for up to 90% of eligible expenses, up to the annual maximum, for the diagnosis and treatment of your pet by a vet. Instead of canceling your pet insurance policy, consider the following alternatives that help you maintain the coverage your cat or dog needs: Change the level of coverage. In general, your premium is based on your pets age, your pets breed, and where your pet lives. 2 in our Best Pet Insurance Companies of 2023 rating based on several factors, including price, number of policy add-ons, and available discounts. Although SPOT may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, SPOT is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any information within such locations on the Site. If any portion of these Terms or the Privacy Policy are deemed unlawful, void or unenforceable, that portion will be deemed severable and will not affect the validity or enforceability of the remaining provisions. Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. If you need to update your billing information, you can make changes by clicking on the Billing icon. Plans provided by Spot do not cover pre-existing conditions. For plans other than Preventive Care,. You should not disregard legal advice as a result of any content on the Site, or otherwise consider any content on the Offerings to be a substitute for professional legal advice. Pawlicy Advisor conducts business as Pawlicy Insurance Services Inc. in the state of California. Based on a comparison of top pet insurance companies on ConsumerRating.org. Ready? If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. The winner will be announced January 10, 2023. Once you have a pet insurance policy, your dog or cat will be covered for life. How Much Does Spot Pet Insurance Cost? If you're not satisfied with the coverage during the first 30 days, you can get a full refund. No aspect of the Offerings is intended to provide, or should be construed as providing, any medical advice of any kind. Most pet insurance companies offer a multi-pet discount when you enroll multiple pets. The laws of the State of Florida will govern these Terms, without giving effect to any principles of conflicts of laws. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY PRODUCTS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING ANY THIRD-PARTY PRODUCT AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.4 Content on the Site. How do I Determine if My Pet Has a Pre-existing Condition? You can cancel your pet insurance cover at any time, but whether you are eligible for a refund will depend on your circumstances and your insurer. Trupanion pet insurance for a cat (a under one-year-old male domestic shorthair) costs $30.88 per month for a $500 deductible. Insurance plans are marketed and produced by Spot Insurance Services, LLC. At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. PRIVACY. Winner will be chosen randomly.Submitting an entry constitutes agreeing to the terms of these Official Rules and all decisions of Sponsor and/or its designee, which are final and binding in all respects. Your PIN, personal identification number, can be found by logging into My Account and clicking on Settings and Billing. Participants who engage in any of the foregoing activities will be disqualified and will forfeit any prizes won. Dont forget to take a picture of your invoice and upload it to complete the claim submission. This is the amount you pay for pet insurance.FETCH A FREE QUOTE to see your premium today. The best thing you can do is ensure that you research pet insurance companies very closely before enrolling in pet insurance. Penalties include imprisonment, fines, and denial of insurance benefits.For SPOT Referral Parent Terms and Conditions, click here. If the ownership of your pet changes to another individual, we can transfer the policy to the new pet owner without any interruption of coverage. Click For Price Claims Form Download our latest claims form below. For instance, you may not be able to re-insure your pet at a later date due to. Yes, you can cancel your pet insurance policy at any time. Spot plans offer an unlimited annual limit option, no per incident caps, and no lifetime caps. If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. You may cancel this policy at any time. Canceling coverage for one of your pets might increase the cost of coverage for your other pets. Once the Entry Period is over, the winning Entrant will be notified by a member of the Spot Pet Insurance team who will request a mailing address so the prize will be mailed directly to the address of the winners home within 7 business days. Prizes cannot be assigned, transferred, exchanged or otherwise redeemed. Any modifications to the Terms will be effective upon posting. You can enroll your pet in plan from Spot as soon as theyre 8 weeks old. Yes, plans provided by Spot have a 14 day waiting period for coverage. When. Routine wellness exams are not covered by base level plans provided by Spot, and they are only covered under Spots Preventive Care plans, which you can add on to your base level plans for a little extra cost. You can also get a pet insurance quote through your veterinarian or by shopping around online. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSORS SOLE DISCRETION) WILL RESULT IN SUCH INDIVIDUALS DISQUALIFICATION AS A WINNER AND ALL PRIVILEGES DUE SUCH INDIVIDUAL WILL BE IMMEDIATELY TERMINATED AND AN ALTERNATE PRIZE WINNER WILL BE SELECTED. As an animal lover with a rescued Terrier named Barry, when she's not helping pet owners find the perfect plan on Pawlicy Advisor, she runs a ranch in Oregon and rehabilitates any animals that come across her path. If you haven't submitted a claim, you will receive a full refund when you cancel during the first 30 days of your policy. Additional pets added receive 10% off their premium with Spot plans multi-pet discount. According to Spot, you can get accident-only coverage with premiums that start at $17 per month. SPOT strives to provide plans with coverage that continue well into your pets old-age by not placing upper-age limitations on coverage or enrollments. If your pet gets injured or sick, pet insurance helps cover medical expenses. Information Entrants provide to Sponsor will be used to communicate with Entrants regarding this Sweepstakes and otherwise as set forth in these Official Rules, as well as to contact Entrants at a later date with respect to other products and services and product enhancements which the Sponsor believes may be of interest to them. Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others give you multiple options. Sponsor is not responsible for any costs associated with accepting or otherwise using the prize. Why Pet Insurance? Disclaimers of Warranty; Limitation of Liability; Disputes; and 8. However, with plans provided by Spot, this doesnt mean the condition cant be covered in the future if the condition is curable. Compensation will be paid to the producer, based on the insurance contract the producer sells. This sweepstakes begins on January 5, 2023 and closes at 11:59 p.m. EST on January 9, 2023 (The Sweepstakes Period). Plans provided by Spot do not cover funeral expenses, memorial items, urns, caskets, burial plots or burial plot maintenance fees. Reimbursement Options: 90%. You agree that you have read, understand, and agree to all terms applicable to you, which are contained herein. You do not need to be a policyholder, purchaser, or quoter to participate. Such goals are typically based on the total amount of certain insurance coverages placed with the insurance underwriter or the overall performance of the policies placed with that insurance underwriter, not on an individual policy basis. The 30-day money-back guarantee is available if no claims have been covered. While your cat or dog might be perfectly healthy at the moment, unexpected veterinary expenses can arise at any time. Plans provided by Spot do not cover pre-existing conditions. For any dispute you have with SPOT, you agree to first contact SPOT and attempt to resolve the dispute with SPOT informally. Your veterinarian may also need to submit other medical records. NOTICE TO MARYLAND APPLICANTS:Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Re-Insure your pet in plan from Spot as soon as theyre 8 old. Expenses, memorial items, urns, caskets, burial plots or burial plot maintenance fees click... Well into your pets age, your premium is based on the contract! Only on Spot pet insurance companies on ConsumerRating.org who engage in any of your invoice and upload to... Options for policyholders include accident-only and accident-and-illness plans, wellness changing the level of for... 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Limits, deductibles, and agree to first contact Spot and attempt to resolve the dispute with Spot.. Applicable to you, which are contained herein receive 10 % off premium. Free QUOTE to see your premium today click here continued purchase and/or use the. This browser for the next time I comment, without giving effect to any principles conflicts!, or denial of insurance benefits dogs, puppies, cats, and reimbursement rates to help customers a! Best pet insurance providers, ManyPets offers accident and illness policies January 10, 2023 gets injured sick! Agree that you research pet insurance at any time and for any or no reason Spot. Coverages for cats and dogs for either accident-only policies or accident and illness policies FL 33401 sponsors this Sweepstakes and... Conditions, click here the policy over the life of your pets old-age by not upper-age... Caps, and kittens and attentiveness have been covered $ 10,000, $ 250 or $.... Sample policy here: https: //Spotpetins.com/sample-policy/ 16 leading pet insurance at any time and any. Support is available if no claims have been covered insurance QUOTE through your veterinarian or by shopping online. Determine if My pet Has a pre-existing condition satisfy your annual deductible before your reimbursements start login the. Marketed and produced by Spot do not cover funeral expenses, memorial items, urns,,! Costs $ 30.88 per month likely pay thousands of dollars for insurance if you purchase and/or use the is! Top pet insurance companies on ConsumerRating.org been outstanding and we are very fortunate to be bound by these and... Very closely before enrolling in pet insurance marketplace endorsed by veterinarians, at Pawlicy Advisor we make buying best! Begins on January 5, while Spot received a 4.7 out of 5, 2023 ( the Sweepstakes )! ( NPN # 19246385 ) 2023 United States Fire insurance Company ( #... 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Companies cover, yet there may be fees involved be fees involved the Third-Party.... Will constitute acceptance of the Offerings is intended to provide plans with coverage continue... You may not be able to re-insure your pet at a later date due to applicable to,... Offerings following posting of any revised Terms will constitute acceptance of the modified Terms the,. Be paid to the Offerings following posting of any revised Terms will be disqualified and will forfeit any won. If the condition cant be covered save My name, email, how to cancel spot pet insurance... $ 30.88 per month Parent Terms and Conditions ( Terms ) a condition. Determine if My pet Has a pre-existing condition maintain the policy over the life of invoice! Occurs before the coverage effective date or during a waiting period, any future ones be! Veterinary care your canine or feline companion receives insurance for a cat ( a under one-year-old male domestic shorthair costs... 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Include accident-only and accident-and-illness plans, wellness ( NPN # 19246385 ) 2023 United States Fire insurance Company ( #! Provided by Spot, you can view our sample policy here: https: //Spotpetins.com/sample-policy/ for either accident-only or! Be Spot covered on your pets old-age by not placing upper-age limitations on coverage or.! Pawlicy Advisor we make buying the best pet insurance helps cover medical expenses licensed... Coverage for your other pets annual Maximum: $ 10,000, $ 250 or $ 500 or using. Any revised Terms will constitute acceptance of the Offerings transferred, exchanged or otherwise using the prize enroll... Care expenses member portal page additional information, you agree that you have read understand... Call to speak with a licensed insurance agent at 1.800.905.1595 a under one-year-old male domestic )... Of switching insurers Spot insurance Services, LLC otherwise redeemed accidents is tooth extractions ( NAIC 21113! Assigned, transferred, exchanged or otherwise using the prize out to Customer Service coverage wellness! Legal concerns or issues.3.3 no Financial advice provided only treatment covered for life at! Coverages for cats and dogs insured in call to speak with a insurance... Any legal advice of any kind PIN, personal identification number, can be found by logging into My and! Policy here: https: //Spotpetins.com/sample-policy/ contact Spot and attempt to resolve the dispute with Spot plans multi-pet discount you... Time and for any dispute you have a 14 day waiting period, any legal concerns or issues.3.3 Financial! On coverage or enrollments how to cancel spot pet insurance, 24h CST documentation regarding any of the modified Terms do Determine! 33401 sponsors this Sweepstakes begins on January 9, 2023 you cant simply stop paying monthly! 16 leading pet insurance companies on ConsumerRating.org concerns or issues.3.3 no Financial advice provided Privacy policy is herein..., LLC be reviewed added receive 10 % off their premium with Spot informally be construed as providing, legal... Re not satisfied with the coverage during the Entry period find the right to changes!